Postponement

A postponement is not a refusal. The insurer is declining to decide yet — commonly while a condition resolves, a treatment finishes, or test results become available.

Like a decline, a previous postponement must be disclosed on a later application.

Related terms

• Adverse decision Any outcome other than acceptance on standard terms: a decline, a postponement or a loading.
• Decline A refusal to offer cover.
• Underwriting The insurer's assessment of the risk you present, which decides the terms and the price.

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