Glossary

PIO and OCI

Also called Overseas Citizen of India, Person of Indian Origin.

Person of Indian Origin, and Overseas Citizen of India — statuses for people of Indian descent abroad.

These statuses apply to people of Indian origin who are not Indian citizens. For insurance purposes they are treated alongside non-residents: the application asks the same additional questions about time abroad and country of residence.

As with any non-resident application, it is reviewed by a person.

Related terms

  • NRI A Non-Resident Indian — an Indian citizen residing outside India.
  • FATCA and CRS Tax-reporting declarations required where an applicant has a foreign tax connection.

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